A gas card is a credit card issued by a gas station and is different from a prepaid card. With this card, one can pay for gas at the fuel station and benefit from the issuer’s discounts and offers. One can also keep tabs on one’s fuel expenses. Gas cards offer discounts and fuel credits to reward regular users. One can save money by applying a fuel credit as a statement credit on one’s bill.

Steps to apply for a gas card
One can apply for the best gas card by filling out an easy application form. This section details how to apply for gas cards conveniently:

• Check credit score to identify card type eligibility: When applying for a gas card, one must mention one’s credit rating at the gas station. The staff will then tell an individual about different types of fuel cards for which they are eligible and can apply.
• Check the savings providers offer: Every company offers its own savings based on consumer usage. Each card offers a different savings amount, and consumers need to check how much their card would save them and choose a card that best suits their needs and budget.
• Check the provider’s station coverage: Depending on the extent of one’s business, one could opt for local, interstate, national, or international gas cards. For instance, if one has a small or local fleet, a card with one-state coverage may work. But if one has larger fleets, one may have to look for interstate or international coverage.
• Check for extra expenses: Particulars like savings amount and inclusive and exclusive fees could add up to card charges. So, consumers should check these parameters before applying.
• Apply: Half the job is done when all these parameters are considered, and preferences are made accordingly in the relevant check boxes. The application process can be completed online, over the phone, or by simply emailing the above details. Consumers can also visit their nearby gas station, fill out an offline form, and submit it.

Benefits of gas cards
Gas is a necessity for every citizen. The right gas card could earn consumers 3% or more in benefits for every trip to the gas station. This section explains the different types of gas cards, their associated costs, and the benefits they offer.

1. Closed-loop gas cards
These are issued by specific gas station chains and generally offer discounts and rewards for purchases made at their specific gas stations. Compared with other gas cards, they are known to have less competitive rates. Applying for and availing of these cards is much easier than regular credit cards. These cards typically offer a discount of 3 cents to 10 cents per gallon at the pump.

2. Secured credit cards
An initial fully refundable cash deposit is made into secured accounts of these cards. Also, the amount one deposits serves as the ceiling amount for the credit limit on the card. The card can then be used just like any other normal card. Consumers can maintain credit-building consistency if they are disciplined in terms of timely and full payments. These cards have no annual fees. They also offer purchase rewards and bonus points for every purchase made. After reviewing the card owner’s repayment track record, card issuers may upgrade some of their existing consumers to unsecured cards. These can be charged monthly at $3 per card.

3. Co-branded gas cards
These cards are offered in partnership between a gas station chain and a credit card network. They offer great rewards and discounts for gas purchases made at partnering gas stations, but one can also use these cards with any retailer where the network is accepted. There is a higher chance of getting approved than with other reward credit cards, even if one has a bad credit score.

4. Gas cards for students
Many popular gas card issuers offer special, designated cards exclusively for student communities. The student version is highly attractive, too. It comes with a 3% cash-back offer on every purchase made at the gas station. The cost of gas cards entirely depends on the program chosen by the student, with additional incentives and subsidies depending on the financial grant they receive.

Conclusion
Earning brownie points and redeeming coupons to gain rewards could be an exciting add-on if one tries gas cards the next time one wishes to refill the gas tank. While some companies offer bonus points in the hundreds, others could go up to thousands or even higher. Points can be redeemed through gift cards, but every company sets its own limits on these terms. From gift cards, consumers can purchase from a list of websites listed by the gas card company.