Top five home warranty companies for home systems and appliances

Top five home warranty companies for home systems and appliances

If you want to buy a home warranty for your old house or provide coverage for new appliances, look for companies that provide service near your home. Identify the old systems and appliances that may break down or fail, depending on their lifespan or working conditions. Compare prices and home warranty coverage from multiple companies. Understand the limitations, exclusions, and hidden costs. Read online reviews to understand the quality of service.

How to choose the best home warranty company
Choose the company with good reviews, allows add-ons, has a quick response time, efficient claim process, guarantees repairs, and is also available near you. Read the application carefully to determine if the company covers the appliances you own. Without checking, you might have to spend on add-ons or may end up paying for complex systems or appliances that you may not own. Choosing a company that allows you to purchase essential coverage with add-ons can help you save some cash.

Based on the above features, the top home warranty companies are as follows:

American Home Shield
American Home Shield has been operating for about 50 years and is one of America’s most trusted brands. It offers three plans offering extendable coverage up to $6000. It will cost you up to $58 per month and a service fee of up to $125, depending on the plan. The three plans cover either home systems, appliances, or both with add-ons for electronics, pools, spas, well, and septic pumps. It provides coverage caps of specific systems and appliances for unknown pre-existing conditions, damage caused by rust, corrosion, or faulty installation. It offers a 30-day repair guarantee and sends contractors from its pool of qualified and certified contractors with a response time of 48 hours.

Liberty Home Guard
Liberty Home Guard is a 4-year company with a USP providing its add-on option for 37 appliances, carpet cleaning systems, and water softeners. It offers three plans, one for systems, one for appliances, and one with total coverage combining both. Its coverage is $2000 per item with additional conditional coverage. Monthly costs range from $45 to $55 per month, covering the most commonly found appliances and systems in a home. Its optional 37 add-ons cover systems and appliances that most companies ignore. Their service fee ranges from $65 to $125. It has a response time of about 48 hours and is present in 48 states.

Choice Home Warranty
Choice Home Warranty is best suited for homes with primary systems and appliances and has maintained them well. It does not consider the age of your appliance and offers a 90-day repair guarantee. It is present in 48 states and has one of the quickest response times of 4 hours. It also has one of the highest warranty coverage of $3000. It offers a basic plan for essential appliances, including refrigerators, dryers, and air conditioners. The total plan includes appliances and systems. You can choose from add-ons for advanced and complex systems. Choice charges a service fee of $85.

Select Home Warranty
Select Home Warranty is the right company for you if you want an affordable home warranty for essential appliances and systems. The company also provides two months of free coverage and a roof leak coverage of $400 for new customers. Their response time is 12 hours and has a 90-day repair guarantee. It offers three plans for systems, appliances, and an entire coverage plan. Their cost remains less than $50 a month, and their service fee is $75. They offer add-ons for multiple systems, including central vacuums, sprinkler systems, pools, freezers, and well pumps.

Complete Care Home Warranty
Complete Care Home warranty charges one of the lowest service fees of $49 and is available in 47 states. They offer three plans for systems, appliances, and one combining both. They offer add-ons for pools, central vacuums, freezers, garage doors, sump pumps, additional refrigerators and water heaters, and more.

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