After getting a car, your first priority should be insurance papers in your pocket. With the number of drivers on the road increasing each day, car insurance is more or less a necessity. Insurance helps you handle unexpected costs and since their use is for emergencies, finding a hassle-free policy with no red tape is essential. To help you choose the best insurance provider, here is a list of the top 5 car insurance companies.

Best car insurance companies to check out

USAA
Car insurance in the country is often synonymous with USAA. Though the company has been around since 1922, they have kept up with the times, enabling auto-pay, getting online quotes, and allowing users anytime access through a mobile app. Filing and processing claims are uncomplicated, and the company takes personal care to inform customers of the status of their claims to ensure you are not left wondering. The USAA website is just as easy to use as its policies, and you can even customize a car insurance plan for your budget and needs. The only drawback is that USAA limits its services to veterans, members of the military, and their families.

Geico
Geico offers itself as a perfect solution for non-military individuals with its low monthly premiums. Most Geico customers are satisfied with services, and even if you have a poor credit history, you can still get competitive rates. This car insurance from one of the top companies in the country is especially useful if you are a new driver or a student with a spotty credit history. If you have a DUI, however, the firm’s rates skyrocket. Most drivers find Geico convenient and cost-effective. It has excellent overage on most plans, and you can apply and file claims online. Users of Geico car insurance find it easy to use, so even older individuals who are not tech-savvy find it convenient. Visit their website to get a quote in just a few minutes.

Nationwide
One of the top auto insurance companies in the country is Nationwide. Popular for its customer service, claims handling, and competitive rates, Nationwide is perfect for most drivers. Young drivers, however, have higher premiums, so if your student loans are racking up, consider twice before applying for its policies. But generally, their insurance costs are cheaper than averages across the nation, so be sure to check their website for an accurate quote before changing the shortlist. The best part is that Nationwide offers a host of insurance services for individuals, families, or companies, and a personal agent is only a click away online. The Nationwide mobile app allows you to pay bills and view policies and insurance cards without going through a tedious log-in process.

State Farm
Do not let the homey, agricultural name trick you. State Farm is as competitive and mainstream as any other car insurance. Premiums are quite low; on average, annually, your plan could cost $1,168, which is lower than most other auto insurance providers. Also, most customers are happy with the service when they get car insurance quotes, fill claims, or call customer care for queries. Be wary, however, because your quote might be steeper if you have a bad credit history. State Farm offers steady, consistent service across the country, attracting customer loyalty.

Travelers
While not the most popular auto insurance firm, Travelers should be on your shortlist. Here’s why; its car insurance prices are lower than most other top-ranking firms for almost all demographics of drivers. The annual average works up to about $1,251, which is, while not lower than State Farm, is lower than the average quotes across the country. Their website has a simple, clear interface allowing you to get a quote, understand coverage, and file claims. Most Travelers users also find their articles helpful in expanding their understanding of auto insurance.